Terry Harris

Chief Operating Officer

There is nobody better to negotiate on your behalf than the man who literally wrote the policies we negotiate.

Terry has 45 years of experience in the self-insured and fully insured insurance markets. Fifteen of those years were with Blue Cross. One of the responsibilities assigned to him during that period was Vice President of Underwriting. In that capacity, he was responsible for establishing all policies and procedures for evaluating risk and developing premium rates.

Mr. Harris also has several years of experience as the owner and/or CEO of three TPA’s. This experience has given Terry a thorough understanding of the TPA and reinsurance markets. He has established relationships with many reinsurance carriers and is well acquainted with the negotiation process that is involved in creating and maintaining self-insured Plans.

In addition to direct underwriting, marketing, claims administration, and reinsurance experience, Terry has also established and negotiated PPO contracts and developed state-wide networks with medical, dental, RX and vision providers. The networks were established in several states including Oklahoma, Texas, Louisiana, and California.

Terry is a Vietnam veteran and received an honorable discharge from the United States Marine Corps in 1968. He also has written a book, The Ugly Side of Healthcare, based on his insider knowledge of the industry. He and his wife, Judy, reside in Claremore.